Insurance & Payments – Lake Forest, CA

Lifetime Dental is a world-class dental practice specializing in quality smile makeovers, comprehensive restorative & cosmetic dental care. Dental procedures are an important decision. It is also one that requires meeting financial obligations. We want to make sure that you have every detail of your financial obligations explained to you. We also want to provide you with the most convenient way to move forward with your dental treatments by offering financing with CareCreditsm or LendingClub. We also accept most major insurances, major credit cards & both cash & checks. For our patients with dental insurance we will work to maximize your dental insurance benefits; & we will be happy to bill your insurance as a courtesy. And for those without insurance, we offer our very own in-house dental savings plan! To provide you with the highest quality dental care, Lifetime Dental will provide a comprehensive estimate of fees as well as treatment options. Our knowledgeable treatment coordinator understands financial limitations & can offer solutions to help you work within your budget.

Dental Financing

Lifetime Dental offers flexible financing plans with CareCreditsm & LendingClub. Explore the financing details below to find the best dental financing option for your future treatments.

CareCreditsm for Dental Procedures

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Like a credit card, but better

We’re pleased to offer our patients CareCreditsm. CareCreditsm lets you begin your treatment immediately – then pay for it over time with low monthly payments that fit easily into your monthly budget. With no up-front costs, no pre-payment penalties, & no annual fees, CareCreditsm lets you pay over time & frees up cash & credit cards for the other things you want or need. CareCreditsm offers low monthly payment plans for healthcare procedures not commonly covered by insurance, including dental treatment. Plus, you can use your card again & again to pay for additional treatment for yourself or family members in any CareCreditsm practice.

Lending Club Patient Solutions

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Welcome to the better rates

Lifetime Dental Group is pleased to offer flexible payment plans from Lending Club Patient Solutions.

  • No initial payment & no payment for 3-7 weeks
  • Affordable Extended Plans with low fixed rates & low monthly payment
  • 6-24 month Promotional Plans
  • No prepayment penalty

You can calculate potential monthly payment options. Or place an application in a few short minutes, & decisions are typically available in seconds. For more information, just ask our team or visit

Dental Insurance

Lifetime Dental accepts most insurance providers, including most PPO & indemnity plans. We will work with you to maximize your benefits; & we will be happy to bill your insurance as a courtesy. Below are just some of the insurances we accept. Feel free to contact us if you have any questions.

Lifetime Dental Insurances

In-House Dental Savings Plan

No Insurance? No Problem!

Lifetime Dental Membership CardThe Lifetime Dental “Love Your Smile Love Life” Dental Savings Membership Plan is a solution for those who do not currently have dental benefits or feel that their current benefits are insufficient. Our plan provides an affordable, hassle-free way for you & your family to receive the dental care they need. Dental treatment costs can add up, especially if you or your family members miss your periodic dental check-ups, which is why our membership plan includes 2 free dental exams & regular cleanings per year. We want you to take care of your teeth in order to achieve a healthy & long-lasting smile, & we believe that our membership plan can help facilitate a lifetime of consistent dental care.

To find out more about our in-house dental savings plan, click here.

Credit Cards

Lifetime Dental accepts all major credit cards which include Visa, MasterCard, American Express & Discover. Our treatment coordinators are available to process your credit card of choice or to process multiple credit cards. With popular rewards, patients frequently choose credit cards to pay for their treatment fees. Rest assured that at Lifetime Dental we accept all major credit cards.

Credit cards

Cash & Checks

Paying with cash or check is very convenient at Lifetime Dental. Choosing a treatment plan is part of the equation. The other is paying for your procedure. You have the option of paying your treatment plan in full with cash or check. We can also accept the combination of cash or check. Our treatment coordinators are available to comfortably & securely receive your payment & provide you with a receipt.

Call us today with any questions or to book your appointment!


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