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Insurance & Payments –Options at Lifetime Dental in Lake Forest, CA

At Lifetime Dental, we are proud to offer world-class dental services specializing in high-quality smile makeovers, comprehensive restorative procedures, and advanced cosmetic dental care. When it comes to dental procedures, we understand that they are significant decisions, often involving financial considerations. We are committed to ensuring that you have a clear understanding of your financial responsibilities. Additionally, we strive to provide you with convenient and flexible payment options to facilitate your dental treatments.

Understanding Your Financial Obligations:

We believe in transparency, and that's why we take the time to explain every detail of your financial obligations. We want you to feel well-informed and confident about the financial aspect of your dental care journey.

Dental Financing

Convenient Financing Solutions:

To make moving forward with your dental treatments as seamless as possible, we offer flexible financing plans through trusted partners such as CareCredit, LendingClub, Sunbit, Cherry, and Alphaeon. These financing options are designed to accommodate your needs and help you manage the costs of your dental procedures effectively.

CareCreditsm for Dental Procedures

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We're pleased to offer our patients CareCreditsm. CareCreditsm lets you begin your treatment immediately - then pay for it over time with low monthly payments that fit easily into your monthly budget. With no up-front costs, no pre-payment penalties, & no annual fees, CareCreditsm lets you pay over time & frees up cash & credit cards for the other things you want or need. CareCreditsm offers low monthly payment plans for healthcare procedures not commonly covered by insurance, including dental treatment. Plus, you can use your card again & again to pay for additional treatment for yourself or family members in any CareCreditsm practice.

Lending Club Patient Solutions

lending club patient solution

Lifetime Dental Group is pleased to offer flexible payment plans from Lending Club Patient Solutions.

  • No initial payment & no payment for 3-7 weeks
  • Affordable Extended Plans with low fixed rates & low monthly payment
  • 6-24 month Promotional Plans
  • No prepayment penalty

You can calculate potential monthly payment options. Or place an application in a few short minutes, & decisions are typically available in seconds. For more information, just ask our team or visit


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Alphaeon Credit

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With the Alphaeon Credit card, you’ll find a wide array of monthly payment options to help your reach your individual goals.

The Alphaeon Credit card allows you to move forward today without delay. Plus, with special financing options not available with other credit cards, you may find the Alphaeon Credit card is the better way to pay.

With the Alphaeon Credit card, you can receive the care your physician recommends with flexible payment options that fit your lifestyle.

Apply today so you can focus on looking, feeling, and being your best.

With Pre-Qual, patients can find out instantly if they may be approved and for how much with no impact to their credit!*

How Does It Work ?

  • patients can determine whether they pre-qualify for an Alphaeon Credit Card by simply providing their name, address, social security number, and income.
  • Prior to deciding to submit a full application, there is no hard inquiry or credit hit for the patient with Pre-Qual.
  • For patients who are hesitant to apply due to concerns about their eligibility or how it will affect their credit, this is a fantastic solution.
Apply Now

Acceptance of Insurance:

We proudly accept most major insurance providers, including popular PPO and indemnity plans. Our dedicated team will work diligently to maximize your dental insurance benefits, and we are pleased to provide the convenience of billing your insurance on your behalf.

We will work with you to maximize your benefits; & we will be happy to bill your insurance as a courtesy. Below are just some of the insurances we accept. Feel free to contact us if you have any questions.

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Exclusive In-House Dental Savings Plan:

For individuals without dental insurance or those seeking enhanced coverage, we offer our exclusive "Love Your Smile Love Life" Dental Savings Membership Plan. This plan is designed to provide an affordable and hassle-free solution for you and your family to access the dental care you deserve.

Dental treatment costs can add up, especially if you or your family members miss your periodic dental check-ups, which is why our membership plan includes 2 free dental exams & regular cleanings per year. We want you to take care of your teeth in order to achieve a healthy & long-lasting smile, & we believe that our membership plan can help facilitate a lifetime of consistent dental care.

No Insurance? No Problem!

Are you one of the 126.7 million Americans without dental coverage?
Or do you feel your current plan is insufficient?
Well, look no further. Our savings plan has you covered.


What is our Dental Savings Plan?

The Lifetime Dental "Love Your Smile, Love Life" Dental Savings Membership Plan is a solution for those who do not currently have dental benefits or feel that their current benefits are insufficient. Our plan provides an affordable, hassle-free way for you & your family to receive the dental care you need. It's not insurance. It's a loyalty plan that provides you with discounted fees for dental services. Some of the advantages include: no annual maximums, no deductibles, no waiting periods & no claim forms. We want you to take care of your teeth and achieve a healthy and long-lasting smile, & we believe this plan can help facilitate a lifetime of consistent dental care.


  • Adults ~ $288/yr. (Up to $2,000 savings)
  • Child ~ $148/yr. (Up to $1,000 savings)

Key Benefits :

  • Two free exams, x-rays & regular cleanings per year
  • 30-50% discount on MOST services, including cosmetics & implants
  • No waiting periods. Immediate eligibility.
  • No yearly maximums.
  • No deductibles.
  • No yearly maximums.
  • No claim forms.
  • No pre-authorization requirements.
  • Savings inclusive for Cosmetic & Dental Implants.
  • Valid with health savings accounts, flex spending accounts, & health reimbursement accounts.
  • Discounts available for group membership applications.

Going To The Dentist Made Easy

With our unique membership plan, you will no longer fear the unknown costs of dental care. Our affordable plan includes the following dental services at no charge:

  • One Comprehensive Exam & Two 6-Month Recall Exams.
  • Emergency Exams.
  • Full-Mouth & Panoramic X-Rays.
  • Full-Mouth & Panoramic X-Rays.
  • Two Preventative Teeth Cleanings.

Member Only Discounts

Diagnostics & X-rays

  • Comprehensive Exam 100%
  • Periodic Exam 100%
  • Emergency Exam 100%
  • Intra-oral - Periapical X-Rays 100%
  • Bitewing X-Rays (1 set per year) 100%
  • FMX & Panoramic 100%


  • Regular Cleanings (2 per year) 100%
  • 30% off 3rd or 4th visit per year

Other Procedures

  • Dental Implants 40%
  • Crowns & Veneers up to 40%
  • Extractions & Periodontics 50%
  • Fillings & Bridges 40%
  • Root Canals & Dentures 30%

Teeth Whitening

  • In Office Teeth Whitening. $99 for members (Regular price $349)
  • Laser Teeth Whitening, $249 for members (Regular price $499)

Why A Membership?

life time dental membership card
  • Are you one of the over 126 million Americans without Dental Insurance?
  • Have you compromised your oral health due to running out of your current dental benefits?
  • Are you tired of hopping from one dental office to another to use a "one time dental promotion"?
  • Have you put your desire or dream of having a bright & beautiful smile on the back burner because your dental insurance does not cover it or you cant afford it?
  • Are you hiding your smile because you are embarrassed by it?
  • Are you compromising your health by not getting dental implants due to the cost?
  • Are you compromising your health by not getting dental implants due to the cost?
  • Would you like to establish a long term relationship with a state-of-the-art dental office which uses the latest technology & knowledge in dentistry?

If your answer to any of the above questions is "yes", then look no further!

What Our Patients Say

"The discounts on services above the cleanings are great. And they honored the discounts even when using higher-quality, more expensive materials, something you don't usually see in other plans."

- FM

"Friendliness, quality, & cleanliness - all three are very important to me & these guys fit the bill on it. And the price is very, very complimentary to the work that they do."

- CG

"I had a bad experience with my last insurance provider. Lifetime Dental's savings plan was just a much clearer & more straightforward choice."

- GM
Credit Cards

Credit Cards

Lifetime Dental accepts all major credit cards which include Visa, MasterCard, American Express & Discover.

Our treatment coordinators are available to process your credit card of choice or to process multiple credit cards. With popular rewards, patients frequently choose credit cards to pay for their treatment fees. Rest assured that at Lifetime Dental we accept all major credit cards.

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Cash & Cheques

Cash & Cheques

Paying with cash or check is very convenient at Lifetime Dental.

Choosing a treatment plan is part of the equation. The other is paying for your procedure. You have the option of paying your treatment plan in full with cash or check. We can also accept the combination of cash or check. Our treatment coordinators are available to comfortably & securely receive your payment & provide you with a receipt.

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Let’s Get Virtual!

At Lifetime Dental & Fastbraces,
we offer virtual consultations.

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